Governance

Learn about our legal structure & regulators and meet our Branch Management, the flatEXDEGIRO Bank SE Board of Directors and the flatEXDEGIRO Bank SE Supervisory Board members.

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How we came to be

EXDEGIRO B.V. was founded in Amsterdam on June 3rd, 2009. In 2020, over a decade later, the Dutch EXDEGIRO B.V. was bought by the German flatex AG. In May of 2021, the two companies officially merged, becoming flatEXDEGIRO Bank SE. flatEXDEGIRO Bank SE still operates as two separate brokers in their respective marketplaces under their brand names flatex and EXDEGIRO. The merger allowed us to combine our experience and expertise and grow to be one of Europe's leading brokers.

Internal supervision

To ensure comprehensive oversight of our operations, we have implemented a governance structure consisting of three tiers.

First and foremost, the Dutch Branch of the flatEXDEGIRO Bank has its own Branch Management. The Branch Management consists of two Branch Managers and is responsible for the day-to-day operations of EXDEGIRO. Within the Branch Management team, there is a clear division of responsibilities, with each of the Branch Managers having their own focus points.

The Board of Directors of flatEXDEGIRO Bank SE is responsible for the day-to-day management and long-term strategy setting of the company. When it comes to setting the strategy of EXDEGIRO, the Board of Directors works in close cooperation with the Branch Management.

Finally, the Board of Directors is overseen by the bank’s Supervisory Board. The Supervisory Board is responsible for supervising and advising the Board of Directors.

External supervision

flatEXDEGIRO Bank Dutch Branch, trading under the name EXDEGIRO, is the Dutch branch of flatEXDEGIRO Bank SE. flatEXDEGIRO Bank SE is primarily supervised by the German financial regulator (BaFin). In the Netherlands, flatEXDEGIRO Bank Dutch Branch is registered with DNB and supervised by AFM and DNB.

See our registration in DNB’s public registry here.

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flatEXDEGIRO
Bank SE
Board of Directors

Oliver Behrens portrait sq.jpg

Oliver Behrens

CEO of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

Benon Z. Janos

Dr Benon Z Janos

Deputy CEO and CFO of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

Evgeni Kaplun

Evgeni Kaplun

CRO of flatEXDEGIRO Bank SE

Jens Möbitz

Jens Möbitz

COO of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

Christiane Strubel

Christiane Strubel

CHRO of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

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flatEXDEGIRO
Bank SE
Supervisory Board

Hans-Hermann Anton Lotter

Hans-Hermann Anton Lotter

Chairman of the Supervisory Board

Stefan Muller

Stefan Müller

Deputy of the Supervisory Board of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

Bernd Förtsch

Bernd Förtsch

Member of the Supervisory Board of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

Martina Ulrike Pfeifer-Braks

Martina Ulrike Pfeifer-Braks

Member of the Supervisory Board of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

Sarna Röser

Sarna Röser

Member of the Supervisory Board of flatEXDEGIRO SE & flatEXDEGIRO Bank SE

Our story

Our journey began in 2013 when we revolutionised the retail investing industry with the launch of our services in the Netherlands. Over a decade later, we are proud to have become one of Europe's leading brokers, offering our services in 15 countries all over Europe.

  • A new Core Selection

    In 2025, we expanded our Core Selection, allowing investors to trade over 1,000 ETFs on Tradegate for even lower fees. Our clients also recognised us with multiple industry awards for our product and platform excellence. And we reached an important milestone: 1 million clients in the Netherlands.

  • 3 million and counting

    In 2024, we celebrated reaching 3 million investors and won more awards, strengthening our reputation in the industry. We also launched a refreshed interface, bringing a modern look and a smoother user experience. And we were happy to welcome our new CEO, Oliver Behrens.

  • 10 years of EXDEGIRO

    In 2023, we were recognised with several new awards, bringing our total number of international awards to over 100. We also celebrated our 10th anniversary and are proud to have become one of the most used platforms in Europe, with more than 750,000 investors in the Netherlands and 2.6 million in total.

  • Continued growth

    In 2022, we reached 2M clients in Europe and surpassed 100K clients in Italy & Portugal. We were also proud to take home new awards, giving us over 100 international recognitions in total. And we kept working on improving our platform, adding new features like the Dark Mode and Top lists.

  • Improved platform

    In 2021, we added an extensive amount of financial data, such as ESG ratings and Analyst Views, and began rolling out flatEXDEGIRO Cash Accounts, a new solution to hold uninvested money. We also began offering investing on Tradegate Exchange, allowing for pre-market and after-hours trading.

  • The next chapter

    In 2020, we joined forces with flatex AG, becoming one of the biggest brokers in Europe. We also were included in the SDAX, making flatEXDEGIRO one of the 160 largest listed companies in Germany. Together, we began offering our services to over 1 million investors.

  • A new trading platform

    In 2019, we launched our new trading platform based on our clients’ feedback and the changing technology. Thanks to our investors, we were awarded with multiple international prizes again this year.

  • More clients & more awards

    In 2018, we surpassed 350,000 clients. We became even more a reliable and trustworthy broker, winning over 40 international broker awards, including the awards for Best Broker and Best Mobile App, given by the Financial Times & Investors Chronicle.

  • Top-5 in Europe

    In 2017, we reached more than 200,000 clients and became one of the five largest brokers in Europe based on transactions per year. We continued to win numerous awards including the Best Broker award in Germany from the Handelsblatt Broker Comparison.

  • Largest broker in the Netherlands

    In 2016, we became the largest online broker in the Netherlands in terms of transactions per year handled. We also welcomed Switzerland into our family making it the 15th country to benefit from our incredibly low fees.

    Switzerland

  • More expansion

    In 2015, we continued our growth across Northern Europe and Italy. We were recognised with several international awards along the way, including the prestigious Golden Bull Award in the Netherlands.

    Sweden Denmark Italy Norway Finland Ireland

  • Nine countries reached

    In 2014, we began our expansion, offering our services in nine European countries. We started a name for ourselves in the Dutch market by winning the Best Broker award and announcing our partnership with Euronext.

    France Czech Austria Germany Spain Poland Hungary Greece Portugal

  • Launch of EXDEGIRO

    In 2013, we introduced services in the Netherlands our, with the possibility for all our retail clients to invest with incredibly low fees. This was the beginning of our mission: making global trading accessible and affordable for everyone.

    Netherlands

    Your investment journey starts here

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    Note:
    Investing involves risks. You can lose your invested funds. This is not investment advice. Consider your knowledge and experience when making investment decisions.

    Investing places your capital at risk. Read our full warning here.

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    Dear investor,

    Our on-boarding for new UK clients is temporarily unavailable. Our apologies for the inconvenience.

    Kind regards,

    EXDEGIRO

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    Terms and conditions for the £100 transaction fees offer

    If you activate your EXDEGIRO investment account before 1 June 2026, EXDEGIRO will reimburse your transaction fees up to £100. The following conditions apply to this offer:

    • The offer is valid until (including) 31 May 2026.
    • During the offer period, new clients who have activated an account will receive up to £100 in transaction fees reimbursed.
    • The first transaction costs (commission and external handling fees) up to £100 within the timeframe until 30 June 2026 will be reimbursed.
    • Currency handling fees (Auto FX trader) are not eligible to be refunded with this promotion.
    • We will reimburse the transaction costs and external handling fees you have incurred (up to a maximum of £100) to your EXDEGIRO account in early July 2026.
    • This offer is only valid for new clients with a UK EXDEGIRO account.
    • To be eligible for this offer, the new client needs to make a first deposit to validate the account (minimum deposit is £0.01) and activate their EXDEGIRO account.
    • New clients who started their registration before the offer period, but activate their EXDEGIRO account during the offer period, are also eligible for this offer.
    • If an existing account is already linked to the address of the new client, participation is excluded.
    • Each new client can only claim the £100 transaction credit once.
    • The transaction fees and handling costs are converted and reimbursed in GBP even if they were charged in EUR. The amount that will be reimbursed in GBP is calculated based on the currency exchange rate applicable on the day of reimbursement.
    • Dutch law is applicable to this promotion.

    Acceptance of offer conditions

    By participating in the offer, the client automatically accepts the offer conditions and terms. EXDEGIRO may terminate the campaign prematurely or change the campaign conditions. EXDEGIRO will communicate any changes via the website.

    Participation

    Participation in the offer is open to all clients who have activated an account at EXDEGIRO on or before 31 May 2026.

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